Credit policy

At XPNSV.store, we understand that sometimes you may wish to make a purchase and spread out the payments over time. To provide you with a convenient shopping experience, we offer a credit policy that allows you to enjoy our high-quality men's clothing, including t-shirts, half sleeves, and full sleeves options, while managing your payments effectively.

Flexible Credit Options:

We have partnered with trusted financial institutions to offer flexible credit options to eligible customers. With our credit policy, you can purchase your desired t-shirts and repay the amount in installments, making it easier to budget your expenses.

How It Works:

To apply for credit and take advantage of our credit policy, simply follow these steps:

  1. Select Your Items: Browse our website and choose the t-shirts you wish to purchase. Add them to your cart and proceed to checkout.

  2. Choose Credit as a Payment Option: During the checkout process, you will be presented with various payment options. Select the credit option and follow the instructions to complete the application process.

  3. Credit Application and Approval: You will be redirected to our financial partner's website to complete the credit application. Provide the necessary information and submit the application for review. The approval process may take a short time, and you will receive a notification regarding your credit application status.

  4. Complete Your Purchase: Once your credit application is approved, you can finalize your purchase. The approved credit amount will be applied, and you can proceed to complete the checkout process.

  5. Manage Your Payments: Based on the credit terms and conditions provided by our financial partner, you will be required to make regular installment payments. These payments can be managed conveniently through the financial partner's online portal or mobile application.

Eligibility and Terms:

Please note that credit approval and terms are subject to the policies and criteria set by our financial partner. The eligibility requirements and credit terms may vary based on your location and credit history.

It is important to understand and comply with the terms of your credit agreement, including the interest rates, repayment schedule, and any associated fees. Failure to make timely payments may result in additional charges or affect your credit score, as per the terms and conditions of the credit provider.

Customer Support:

If you have any questions or require assistance regarding the credit policy, our customer support team is available to help. Feel free to contact us through the provided email address or contact form, and we will be happy to assist you.

Please note that XPNSV.store acts as a facilitator in providing credit options through our financial partner. We do not have control over the credit approval process or terms and conditions, as those are determined by the financial institution.

Thank you for choosing XPNSV.store for your clothing needs. We hope our credit policy enhances your shopping experience, allowing you to enjoy our stylish and comfortable t-shirts while managing your payments effectively.